CPP and OAS payment dates 2026

CPP is paid once a month, near the end of the month. The 2026 dates are January 28, February 25, March 27, April 28, May 27, June 26, July 29, August 27, September 25, October 28, November 26, December 22. The panel at the top of this page works out the next one from today's date, so you do not have to read the list.

On the third-last business day of the month, in every month except December. Direct deposits are normally available on the morning of that date, though the exact hour depends on your bank. December is paid earlier so it lands before the holidays — 22 December in both 2025 and 2026.

January 28, February 25, March 27, April 28, May 27, June 26, July 29, August 27, September 25, October 28, November 26, December 22. These are transcribed from the Government of Canada benefit calendar and every one of them falls on the third-last business day of its month, except December, which is moved earlier.

January 29, February 26, March 27, April 28, May 28, June 26, July 29, August 27, September 25, October 29, November 26, December 22. They are kept on this page because people reconciling a tax year or checking an old deposit need them, and because they show the rule holding across two different years.

Yes. The Canada Pension Plan, Old Age Security, the Guaranteed Income Supplement, the Allowance and the Allowance for the Survivor are all paid on the same date each month. If you receive both CPP and OAS they arrive together, usually as separate deposit lines.

Service Canada asks you to wait five business days after the payment date before reporting it missing — cheques are mailed and direct deposits can be delayed by your own bank's processing. After that, contact Service Canada at 1-800-277-9914. The commonest causes are a changed bank account that was never updated and a cheque sent to an old address.

On the same day as CPP — the third-last business day, except in December. The 2026 Old Age Security dates are January 28, February 25, March 27, April 28, May 27, June 26, July 29, August 27, September 25, October 28, November 26, December 22. The Guaranteed Income Supplement, the Allowance and the Allowance for the Survivor are paid on those dates too.

January 28, February 25, March 27, April 28, May 27, June 26, July 29, August 27, September 25, October 28, November 26, December 22 — identical to the CPP dates, because Service Canada issues both from one calendar. What can differ is the amount: OAS is re-indexed in January, April, July and October, while CPP changes once a year in January.

On the same dates as the CPP retirement pension: January 28, February 25, March 27, April 28, May 27, June 26, July 29, August 27, September 25, October 28, November 26, December 22 in 2026. Direct deposits land on the date shown; cheques are issued during the last three business days of the month, so a mailed payment can arrive later. At 65 the disability benefit automatically becomes a CPP retirement pension, and the payment date does not change.

Yes. The Guaranteed Income Supplement is paid on the same date as the Old Age Security pension, and so are the Allowance and the Allowance for the Survivor. They are all on the single benefit calendar this page reproduces.

Service Canada usually publishes the following year's benefit calendar in the autumn. This page shows the 2027 dates the third-last-business-day rule produces, clearly marked as an estimate, and replaces them with the official ones as soon as they are released.